Texas Auto and Home > Blog > How Much for Auto Insurance in Texas
Insurance doesn’t have to be complicated, and it doesn’t have to be expensive. A Better Insurance is local auto insurance in Spring Texas, trusted auto insurance in Texas, and experienced auto insurance in Texas. We’re not as big as the national insurances, but that’s on purpose, and it’s where our specialty lies. We focus on Texas auto insurance, so that’s exactly what we know. And we know it better than any of the big guys. Looking for affordable auto insurance in Texas? Here are some things to consider:

Here’s What You Need to Know When Driving in Texas

By law, in Texas you are required to have Bodily Injury Liability Insurance, and Property Damage Liability Insurance. This coverage protects you from paying the expensive medical and property bills of people with which you may be in an unfortunate accident. If you’re found driving without insurance, the first time your ticket will be between $175 and $350. The second offence will be between $350 and $1000, plus a two-year suspension of your license and car impoundment. 

Also, Texas is one of the states in the nation that allows insurers to use credit scores as one of the factors to set premiums. As Texas ranks 48th in the country for good credit, many people may be paying more for insurance premiums. 

However, at A Better Insurance, we don’t look at your credit score but instead look at something called an Insurance Score. This score is important in figuring out how much you’re going to pay, and it’s affected by things like reckless driving tickets, DUIs, and some accidents. 

Affordable Insurance Premiums in Texas

At A Better Insurance, we aim to have good, affordable insurance premiums that can compete with the big nationwide agencies, while at the same time providing the personalized care that can only come from a local insurance agency. We understand Texas drivers and driving laws, so we understand you and your situation. 

Affordable Auto Insurance for Good Drivers in Texas

Because of the Insurance Score, if you’re a good driver with a clean record, you can get rock-bottom insurance premiums. At A Better Insurance, we’re not afraid to reward good drivers with good rates, in fact we pride ourselves on it. The better your driving record is, the better your premiums will be, period. And the longer you stay with us, and keep that driving record clean, the cheaper those premiums will be. We know that when you drive safe, you’re less of a risk for us, and that saves everybody money.

Texas Car Insurance Average Savings for Good Drivers

By being a safe driver, you can save hundreds of dollars per year in car insurance. For example, the average DUI will cause your Texas auto insurance premium to go up by three hundred dollars, and that’s on the low end. Other insurers may raise it even higher. 


In Texas, auto insurance is a must, but by having a good driving record you can seriously lower your insurance premiums. A Better Insurance is a local Texas insurance agency who knows specially how to take care of Texans. Who are you trusting your auto insurance business to?